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Global developments, international progress and modern technologies are changing many aspects of daily life. The speed of this change brings risks, but also opportunities in areas, which were long regarded as immutable. This fast pace has a high impact, especially in the area of saving and capital investment. Conservative forms such as the savings account are now recognized due to low interest rates, taxation and inflation as insufficient and the general search for more profitable investments has produced very complex investments. 
The international lawmakers were and are called upon to develop follow rules that give the complex international capital market, security and future potential. 
As the past has shown, always those emerged from the crises as winners, who knew how to interpret the rules to their advantage. Immobile, rigid forms of investment can not meet today's requirements, complex managed funds, however, were reserved in the past, only for large investors, who could further develop however their capital in all crisis.