Legal note

This website is operated by Fenja GmbH and is aimed only for general information and non-commercial own use for visitors of the site. Fenja GmbH expressly points out that all statements, information and representations are made without any obligation and without any guarantee.

The content of this website was created with the utmost care, having used sources deemed to be reliable. The contents of the website describe - both under Austrian, as foreign capital market law - neither a solicitation of offers nor acceptance to enter into a contract or other legal transaction, in particular to an investment, or are intended to influence such a decision. Prospective investors are encouraged to inform themselves about the applicable legal principles, Securities and Exchange Commission laws and taxes in their home country or country of residence. In addition, it is advised to collect advices of legal, fiscal, economic or other consultants to check whether the investments are appropriate with regard to the own financial, tax and other conditions. Fenja GmbH assumes no liability for any loss or damage including loss of profits or other direct or indirect consequential damages that result from the reliance upon the information published here.

The data and content is exclusively for non-commercial, personal use of the visitor of the site. For the accuracy, completeness and timeliness of the information, the operator of this site however does not bear any responsibility or liability. Furthermore, the operator of this site is not responsible for any damage that may arise from reliance on the contents of this site.
So the use of the information is at the own risk of the website visitor.

The publication of the data and information of this website is not allowed to any unauthorized third party.

No contract will be established through this website or by making contact by email or fax. This requires a separate personal agreement. Any oral or written information, which is issued outside of a contract, is not binding.
The contents of any external sites that are accessible via hyperlinks from this site or linked to this site, are third-party content on this site, the operator of this site has no control over them and can not to be made responsible. They are the liability of the respective provider.

Note for the USA:

The investment products and information on this website are not intended for distribution in the United States. It does not therefore address U.S. persons according to Rule 902, Regulation S, Securities Act 1933 (particularly those with American nationality or persons residing permanently in the U.S.).

Risk Warning:

Every investment involves risks. Rates may rise or fall. In relation to any information on this website on profit margins, returns or performance of investment products, it is important to note that a past performance is no guarantee for future performances and the achievement of a return objective. Regardless of any results described on this site in fact sheets, brochures or flyers related to the illustrated products, even a total loss of the invested capital can not be excluded.
There is no capital guarantee and no liability for the development of the products taken. There is thus no guarantee that the value of the capital in a sale or withdrawal will be equivalent to the value of the capital originally invested. An investment can be very profitable, but also carries considerable risks, which do not occur in traditional asset classes, or not to the same extent. Therefore, investors must be willing and able to accept a complete loss in purchasing.  A longer-term investment should be aimed with the purchase of shares that are primarily applicable because of their character for an admixture in an overall investment portfolio set together with other forms of investment.
No liability is taken for any typographical or printing errors and the correctness of any results described on the site in the downloadable fact sheets, brochures or flyers.

This exclusion or disclaimer is to be regarded as part of the data or information on this site, which is referred to on this page. If sections or individual terms of this statement do not correspond to the actual legal provisions, or a provision in part or in whole should be invalid, the remainder of the document and provisions will not be affected in their content and validity.

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